There is absolutely no community information and facts regarding a "maximum hdb loan 480 29" given that the numbers are likely a certain address or inside reference. The most HDB mortgage amount of money is just not a hard and fast sum but is as an alternative determined by several elements, including the Bank loan-to-Price (LTV) Restrict, the Property finance loan Servicing Ratio (MSR), along with the applicant's age, revenue, and monetary standing. For brand spanking new and resale flats, maximum hdb loan 480 29 the utmost LTV is up to seventy five% of the acquisition price tag or valuation, whichever is lower. The MSR makes sure that regular mortgage loan repayments will not exceed thirty% of the customer's gross month to month profits. An HDB mortgage has an interest level of 2.6% for every annum, pegged at 0.1% higher than the CPF Common Account (OA) amount, and the maximum tenure is capped at 25 many years or nearly the buyer's age of 65, whichever is shorter. To find out the most bank loan you can get, it's essential to apply for an HDB Financial loan Eligibility (HLE) letter.